Who Are Life Care Planners?
Life care planners are professionals with specialized training in assessing and planning for the long-term needs of individuals who require ongoing care. They often have backgrounds in nursing, rehabilitation, social work, or case management. Many hold the Certified Life Care Planner (CLCP) credential.
What Do Life Care Planners Do?
- Assessment: Evaluating medical history, current condition, and anticipated future needs
- Coordination: Collaborating with health care providers, therapists, and other professionals
- Plan Development: Creating a comprehensive plan covering medical treatments, assistive technologies, home adaptations, vocational needs, and educational services
- Cost Estimation: Providing a detailed breakdown of care costs over a lifetime
- Expert Testimony: In legal cases, life care planners may serve as expert witnesses on projected care costs
Who Needs a Life Care Planner?
A life care planner can be beneficial for anyone who requires long-term care — and for those who assist them day to day. This includes:
- People with disabilities who want a clearer picture of ongoing care needs and costs
- Individuals recovering from catastrophic injuries such as traumatic brain injuries
- Older adults with complex medical needs transitioning to long-term care
- Families who want a plan tailored to the unique needs of a loved one with a disability
- Attorneys handling personal injury, workers’ compensation, or medical malpractice cases
How to Choose a Life Care Planner
- Credentials: Look for CLCPs or Certified Nurse Life Care Planners (CNLCPs)
- Experience: Choose someone with experience in the specific condition or type of case you are addressing
- Specialization: Some life care planners specialize in pediatric care, elder care, or specific types of injuries
- References: Request references from previous clients or legal professionals
- Compatibility: Ensure their approach aligns with your values and goals
A life care plan and a special needs financial plan work hand in hand — one maps the care, the other ensures the funding is in place to pay for it.