Practical, plain-English articles on tax planning, retirement income, and special needs planning from a flat-fee fiduciary in Greensboro, NC.
Saving for retirement is the first half of the problem. Turning those savings into income you cannot outlive is the second half. Here is why sequence of returns risk, withdrawal ordering, and guaranteed income matter more than most people realize.
Read article →Inheritance, home sale, business sale, bonus, settlement: a sudden influx of money is emotional, taxable, and easy to mishandle. Here is how to think about it before you act.
Read article →Financial planning gets used to mean a lot of different things. Here is what it actually is, what it is not, and what a real plan looks like across the areas of your financial life.
Read article →The trustee of a Special Needs Trust makes the judgment calls the document cannot anticipate. Here is how to choose wisely, what to look for, and how to revisit the decision over time.
Read article →When a child with a disability turns 18, guardianship is not the only option. Here is how supported decision-making works in North Carolina and when it makes sense.
Read article →A Letter of Intent is not a legal document, but it may be the most important thing you write for your loved one. Here is what to include, where to keep it, and how to maintain it.
Read article →The year after losing a spouse brings tax shifts, Social Security choices, and account decisions with very different deadlines. Here is what cannot wait, and what should.
Read article →Gifting appreciated stock feels generous, but the recipient inherits your cost basis. Here is when gifting still wins, when it does not, and why the step-up at death often beats giving now.
Read article →If your child’s ABA provider stops accepting Medicaid, you still have options. Here is what to do, what rights you have, and how to keep therapy from falling through.
Read article →From special needs attorneys to care managers, here is a plain-English guide to the professionals who help families after a disability diagnosis and what each one does.
Read article →IRA owners 70½ or older can give to charity tax-free with a QCD, reducing taxable income and avoiding Medicare premium surcharges.
Read article →Most people think the gift tax works one way. It works another. Here is who actually pays it, when Form 709 is required, and why you may need to file it.
Read article →Experienced investors still make emotionally driven decisions. Here’s what the research says about behavior gaps and how structure can help you stay on course.
Read article →When a child with special needs turns 18, parents lose legal authority to make decisions on their behalf. Here are your options for maintaining the right support.
Read article →Naming a child with special needs as a direct beneficiary of a retirement account can jeopardize their government benefits. Here’s how to think through your options.
Read article →Nine states are challenging how Section 504 of the Rehabilitation Act is enforced. The outcome could affect access to education, health care, and community services for people with disabilities.
Read article →Market volatility can push your investments off course. Learn how portfolio drift happens and why rebalancing is the key to staying on your trail.
Read article →Average returns don’t tell the whole story. Learn how sequence of returns risk impacts your retirement and how the Bucket Strategy can help protect your income.
Read article →Filing taxes can be confusing, but there are credits and resources that can help individuals with disabilities save money and maximize financial security.
Read article →How to Prepare to Apply for Social Security Disability Benefits — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Funding the Future: The SNT Connection — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Beyond the Group Home: Special Needs Housing Options — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Financial Time Machine: Why You Still Have Time to Save for 2025 — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The February Tax Trap: Why This Month is Peak Season for Identity Thieves — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Hidden Risk: Beneficiary Designations — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →2026 Financial Kickstart — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Don’t Just Take It, Manage It: Your 2026 RMDs — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Why Cash Flow is the Heart of Your Financial Plan — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →10 Ways to Maximize Your Social Security Retirement Benefits — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →SCOTUS to Determine Definition of Intellectual Disability — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The State of Family Caregiving in the United States — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Blueprint for 2026: Turning Resolutions into Results — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Dust Off the Documents: Why Your Estate Plan Needs a Check-Up — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Year-End Financial Physical: Closing the Year Strong — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →2.8 Percent Increase in 2026 for SSI and SSDI Recipients — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →ABLE Accounts Will Be Available for More People in 2026 — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Special Needs Trusts as a Safeguard for Medicaid Eligibility — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Practical Tips for Smart Holiday Spending — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Shopping Securely This Season — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Unlock Your Benefits Potential: A Guide to Maximizing Open Enrollment — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Life care planners create detailed, individualized plans for people who require ongoing care. Here’s what they do, who benefits, and how to find the right one.
Read article →Caring for Yourself and Your Child With Special Needs — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →How Can Purple Alerts Help People With Disabilities? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Is It Time to Rebalance Your Portfolio? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Navigating Your Finances When Interest Rates Are Low — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Year-End Tax Planning: Smart Moves Before the New Year — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →13 Conditions Added to SSA’s CAL — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Medical Decision-Making for Individuals With Chronic Disease — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Crucial Conversation About Healthcare Power of Attorney — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →A strong credit score sets your student up for lower loan rates, easier apartment approvals, and greater financial independence. Here’s how to help them get started.
Read article →Path to College Just Got Easier: NC College Connect — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Your College Savings Toolkit — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →30 Questions to Ask When Looking for a Group Home — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →ABLE Accounts: Big Changes Coming in 2025-2027 — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Feds Allow Subminimum Wages for Disabled Workers to Continue — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →SSI and SSDI Recipients: Are Payments by Check Ending? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The OBBBA and Other Key Tax Changes — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Most people put off writing a will, but it’s one of the most important things you can do for your family. Here’s what’s at stake and how to get started.
Read article →If your disability returns after you went back to work, you may be able to restart SSDI without starting over. Here’s how expedited reinstatement works.
Read article →Grant Funding for Children With Special Needs — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Is Autism Considered a Disability? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Effects of Private Equity Firms on Disability Services — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Employment Up for People With Disabilities But Gaps Remain — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Beware the Silent Thief: Understanding and Combating Lifestyle Creep — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Navigating Your Portfolio: How Asset Allocation Impacts Risk and Return — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Unlocking Philanthropy: A Look at Donor-Advised Funds — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Long-Term Care for a Special Needs Child: What to Ask — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →New Film Shows How Service Dogs Empower Children With Autism — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Shared Living Arrangements for Individuals With Disabilities — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Benefits of Establishing a Special Needs Trust Early — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →The Wild Ride: Cryptocurrency as an Investment Vehicle — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →When Can I Retire? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Young Investors: Roth or HSA? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Disability Advocates Sue Social Security Administration — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →Fighting Health Insurance Claim Denials — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →How Education Cuts May Affect Students With Disabilities — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →I’m on SSDI. Can I Work and Keep My Disability Benefits? — Educational article from Legs Financial, a fee-only, flat-fee fiduciary financial planning firm in Greensboro, NC.
Read article →People with disabilities have the right to work alongside non-disabled peers at competitive wages. Here’s how competitive integrated employment programs can help.
Read article →AbilityOne is one of the largest sources of employment for Americans who are blind or have significant disabilities. Here’s how the program works and how to apply.
Read article →An accessory dwelling unit on your property can give a loved one with special needs their own space, close to family, at a fraction of the cost of assisted living.
Read article →ABLE accounts help people with disabilities save for qualified expenses while preserving access to SSI and Medicaid. Here’s what you need to know.
Read article →A special needs trust and an ABLE account each protect benefits eligibility while building savings. Here’s how to know which one -- or both -- fits your situation.
Read article →Pre-employment transition services are federally funded and available to most disabled students, but fewer than 10% receive them. Here’s how to access them.
Read article →SSDI approval takes an average of six to eight months, and payments don’t start immediately after approval. Here’s how the timeline works and what affects it.
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