Helpful Tax Filing Tips for People With Disabilities
Filing taxes can be confusing, but there are credits and resources that can help individuals with disabilities save money and maximize financial security.
Read article →
Field Guide
Financial Planning Field Guide
Practical, plain-English articles on tax planning, retirement income, equity compensation, and special needs planning from a flat-fee fiduciary in Greensboro, NC.
How to Prepare to Apply for Social Security Disability Benefits
In 2024, the SSA rejected more than half of initial disability benefit applications. Preparation is crucial to successfully securing benefits.
Read article →Funding the Future: The SNT Connection
How do you pay for a home without losing SSI? The answer is carefully — and the Special Needs Trust is the key tool.
Read article →Beyond the Group Home: Special Needs Housing Options
Special needs housing has evolved significantly over the last decade. It's no longer just "home vs. institution."
Read article →The Hidden Risk: Beneficiary Designations
Naming a loved one with special needs as a direct beneficiary is often a well-intended mistake. Even $5,000 can trigger a loss of Medicaid or SSI benefits.
Read article →Special Needs Trusts as a Safeguard for Medicaid Eligibility
More than one in three people with disabilities rely on Medicaid. Here's how Special Needs Trusts protect that eligibility.
Read article →ABLE Accounts Will Be Available for More People in 2026
Starting January 1, 2026, the ABLE Age Adjustment Act extends eligibility to individuals whose disability began before age 46.
Read article →ABLE Accounts: Big Changes Coming in 2025–2027
The One Big Beautiful Bill Act (OBBBA) and ABLE Age Adjustment Act are expanding eligibility, raising contribution limits, and making the Saver's Credit available for ABLE contributions.
Read article →The Benefits of Establishing a Special Needs Trust Early
SNTs protect assets for individuals with disabilities while preserving eligibility for SSI and Medicaid. Starting early creates more options.
Read article →Long-Term Care for a Special Needs Child: What to Ask
Making long-term care decisions for an adult child with disabilities involves balancing their preferences, family circumstances, and financial constraints.
Read article →2.8% Increase in 2026 for SSI and SSDI Recipients
The Social Security Administration's cost-of-living adjustment for 2026 and what it means for families who rely on disability benefits.
Read article →30 Questions to Ask When Looking for a Group Home
A comprehensive checklist for families evaluating group home options for a loved one with a disability.
Read article →Grant Funding for Children With Special Needs
Raising a child with a disability often incurs significantly higher costs. Beyond government programs, many nonprofits provide disability grants.
Read article →Is Autism Considered a Disability?
ASD is legally recognized as a disability under federal law. Individuals may qualify for benefits, education accommodations, and public services.
Read article →Caring for Yourself and Your Child With Special Needs
For many parents of children with special needs, caregiving is a lifelong responsibility. This guide addresses the emotional and financial toll.
Read article →I’m on SSDI. Can I Work and Keep My Benefits?
The rules around earning income while receiving SSDI are complex. Here's what you need to know about substantial gainful activity thresholds.
Read article →The Financial Time Machine: Why You Still Have Time to Save for 2025
Once the calendar turns, most people assume the year's savings opportunities are gone. Usually, they're not — here's why.
Read article →The February Tax Trap: Peak Season for Identity Thieves
While you're gathering W-2s and 1099s, identity thieves are working overtime to file a return in your name first. Here's how to protect yourself.
Read article →Year-End Tax Planning: Smart Moves Before the New Year
A few strategic moves before December 31 can lower your taxable income, reduce your tax bill, and set up a stronger financial year.
Read article →The OBBBA and Other Key Tax Changes
The One Big Beautiful Bill Act introduces a range of tax changes for individuals and families. Here's what matters most for your plan.
Read article →Unlocking Philanthropy: A Look at Donor-Advised Funds
DAFs are one of the most flexible and tax-efficient charitable giving tools available. Here's how they work and when they make sense.
Read article →Beyond the Average: Why the Order of Market Returns Matters
Average returns don’t tell the whole story. Learn how sequence of returns risk impacts your retirement and how the Bucket Strategy can help protect your income.
Read article →Is Your Portfolio Drifting Off-Trail?
Market volatility can push your investments off course in either direction. Learn how portfolio drift happens and why rebalancing is the key to staying on your trail.
Read article →Don’t Just Take It, Manage It: Your 2026 RMDs
RMDs are often treated as an administrative chore. They shouldn't be. How and when you take your distribution can significantly impact your tax bill.
Read article →10 Ways to Maximize Your Social Security Retirement Benefits
You may be able to double or even triple your monthly Social Security checks. Read on for strategies available to you.
Read article →Is It Time to Rebalance Your Portfolio?
Even a well-diversified portfolio can drift out of alignment over time. Periodic rebalancing is one of the most important habits for long-term success.
Read article →When Can I Retire?
There's no single magic age or amount. Determining when you can retire depends on many factors specific to your situation and goals.
Read article →Navigating Your Finances When Interest Rates Are Low
A low-rate environment can feel like a mixed bag for retirees. Here's how to use it to your advantage.
Read article →Why Cash Flow is the Heart of Your Financial Plan
People focus on balances and portfolio values, but cash flow is the actual game being played. It's the single most effective input for reaching your goals.
Read article →2026 Financial Kickstart
A systematic review of five key financial areas to ensure you're moving toward your goals — not just making resolutions.
Read article →Dust Off the Documents: Why Your Estate Plan Needs a Check-Up
An estate plan is meant to be a living strategy, not a static archive. An outdated plan can be just as problematic as having no plan at all.
Read article →The Year-End Financial Physical: Closing the Year Strong
Think of this as your annual physical — but for your wallet. A systematic review now can uncover gaps and identify opportunities before year-end.
Read article →Blueprint for 2026: Turning Resolutions into Results
Move beyond vague resolutions and focus on SMART goals: Specific, Measurable, Achievable, Relevant, and Time-bound.
Read article →Unlock Your Benefits Potential: Maximizing Open Enrollment
Open enrollment is more than an HR formality — it's a critical financial planning opportunity. Don't auto-renew without reviewing your options.
Read article →Beware the Silent Thief: Understanding Lifestyle Creep
Lifestyle inflation is the subtle, often unconscious upward shift in spending that accompanies income growth. Left unchecked, it quietly undermines financial progress.
Read article →How Asset Allocation Impacts Risk and Return
How you divide your investments across asset classes is one of the most fundamental decisions in financial planning — and one of the most impactful.
Read article →Young Investors: Roth or HSA?
Both a Roth IRA and a Health Savings Account offer significant tax advantages. The right choice depends on your health coverage and financial goals.
Read article →The Crucial Conversation About Healthcare Power of Attorney
Without the proper legal documents, even in an emergency, doctors may be prohibited from sharing information with family — no matter how dire the situation.
Read article →Your College Savings Toolkit
A variety of savings vehicles can help families prepare for college costs. Here's how the most popular options compare and when each makes sense.
Read article →The State of Family Caregiving in the United States
An estimated 63 million Americans are family caregivers. A joint AARP/NAC report reveals how caregiver experiences vary widely across states.
Read article →No articles found for this category. See all articles →
Ready to put this into practice?
These articles are the map. We handle the execution. Schedule a complimentary 30-minute Trailhead Meeting to see how it all fits together for your family.